Navigating Health Insurance

Has anyone been through the nightmare of having to find insurance on your own and you are not eligible for medicare yet?

My husband is retiring in 7 weeks and I have to find my insurance. His will be easy enough but I am younger than he is.

The first time I checked on this early last year I made the MISTAKE of giving the online form my phone number. I kid you not by the time I pushed enter my phone started ringing and I was getting 40 – 50 calls a day.

Now all those calls are blocked one by one I got rid of them.

I have a friend who suggested Humana insurance. Does anyone else have any suggestions?

What I would like is low monthly payments low deductable and prescription care coverage.

Please no Salespeople!

18 thoughts on “Navigating Health Insurance

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  1. And your not a veteran correct? Ever since Obamacare went into effect my health care has been a nightmare, an increase of deductable from 500.00 to 7000.00. Can’t afford a common cold now. I go to the VA hospital and they take very good care of me. I am on medicare but I still use the VA.

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  2. You Americans certainly have a problem here. Europe generally has good public healthcare, notably here in UK with our NHS. Why do Americans vote for politicians who will not give them what should be a basic of a civilised society? Sorry, this does not help your problem, but do vote Democrat!

    Liked by 1 person

    1. Healthcare here has always been an issue. It is so expensive it makes it hard for normal people to afford it. I hear people say they pay $300.00 a month for one person.

      Liked by 1 person

    2. A society that does not care about the elderly, unborn, veterans, God, ect. Is a very questionable society. Healthcare is a very touchy subject for most. But they will get it straight. Or they will be ill at ease till they do.

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  3. And Sonya 300.00 a month seems cheap compared to some of the outrageous prices and deductibles that I have heard people pay especially if they have preexisting conditions. Oh, it’s a big fat mess we have got ourselves into.

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    1. I am sure there is a solution to the health care crisis in the United States but I really do not know what that is. We were paying 280 a month through my husbands work just for me they paid for his insurance. There was a 1500 deductable we paid 40 a month on some scripts but 1/2 the year we paid nothing. Now we know were going to be paying about 165 a month for his I need to find something decently priced for me.

      Liked by 1 person

  4. I wish you the best. Yall’s healthcare sounds so affordable. I hear so many nightmares. I just go to the VA. Medicare cost me 145.00 a month I might have to check into that further.

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  5. Now if my memory serves me correctly. I am responsible for 20% of the bill or something like that. In this country, you can’t even afford to die.

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    1. Since my husband is retiring at the end of the month we have to find new insurance for me. It is a nightmare 3- 600.00 a month and very high deductibles and out of pocket whoever said health insurance was affordable lied!

      Liked by 1 person

  6. It is sickening what we have allowed our representatives to get away with. If I or you were to do what has been done to those that we love we would be in prison.

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    1. I agree our healthcare really is in bad shape and its not affordable for everyone like its supposed to be. I think its sad that something has not been done to fix this issue.

      Liked by 1 person

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