Ready for Retirement

My husband will be retiring at the end of March.

He saved vacation to make his last 5 weeks left easy. He is taking off every Monday and Friday until the end of March he wanted to experience 3 day work weeks lol.

Last week was his first easy week and he really enjoyed it. We did accomplish a lot last weekend.

Once he is retired we get to decide what we are doing and if we are going to move and find our next forever home. I have to call this home our forever home #1 since we have lived here for 41 years.

We would like a place with 20 – 30 acres so I can have some goats and some cows. If we can find property next to a national forest we would not have to worry about a subdivision on top of us. I prefer a house to be there already with some minor updates needed.

The whole idea of being surrounded by nature is quite exciting. I could take plenty of pictures & feed the wildlife.

This all sounds so relaxing and if there’s water its all the better.

Life is pretty exciting when you are entering this stage and the only thing you are responsible for other than yourselves is the dogs, cats, and birds.

 

 

 

Navigating Health Insurance

Has anyone been through the nightmare of having to find insurance on your own and you are not eligible for medicare yet?

My husband is retiring in 7 weeks and I have to find my insurance. His will be easy enough but I am younger than he is.

The first time I checked on this early last year I made the MISTAKE of giving the online form my phone number. I kid you not by the time I pushed enter my phone started ringing and I was getting 40 – 50 calls a day.

Now all those calls are blocked one by one I got rid of them.

I have a friend who suggested Humana insurance. Does anyone else have any suggestions?

What I would like is low monthly payments low deductable and prescription care coverage.

Please no Salespeople!

Retirement and our future

My husband is going to retire early next year & we are both pretty excited about this new phase in our life.

We are trying to figure out where we want to live & what we want to do with all our time.

The Texas hill country has always been a place we have dreamed about moving someday but now we have other options.

Georgia is a beautiful state and has some nice temperatures and the winters are not bad. The weather there is similiar to Texas but its not as hot as it here.The housing market is quite a bit cheaper than Texas. I think it is one of the top 10 retirement states. I think Georgia might win out over Texas lol.

There are lots of other states we like but the winters are to cold and we are quite spoiled to not having much of a winter.

We have loved working in our yard planting all the trees, grass and doing all the landscaping, and most years we had a garden. We raised our family here but now everyone has their own family and is spread out across Texas except our youngest son who lives in North Carolina.

Our yard is beautifully landscaped we have 38+-year-old oak trees and we love it here but it is time for a change it is time to move on.

We would have moved 10 – 12 years ago but family obligations kept us here. Now that those obligations are no longer in the picture we get to put ourselves first. I can honestly say we have never done that before and its starting to feel pretty good.

Lucky for us the housing market in our area is great so there should be no problem selling our house & getting a premium price for it.

We love the idea of a small-town atmosphere that is about 15 – 20 minutes from a bigger town for doctors, groceries, and supplies.

It would be nice to have a good view of something whether it be mountains, forest, hills or water. I think it would be nice to live on a lake or a river but in a non flooding area. It must have lots of mature trees with plenty of shade. Several porches would be nice a place to have coffee and listen to the birds sing.

We are looking for country living with a view on about 5 – 10 acres that is quiet and peaceful but surrounded by nature & wildlife.

 

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