Medical Insurance vs Cash Pay

I needed to get an MRI and I have not met the deductible of my new insurance.

My cost was going to be $3300.00 needless to say I canceled the appointment.

Our daughter Jeanelle told me to call back and get the cash price.

It will be $394.00 for the MRI and Approx: $95.00 for the radiologist to read it. Less than $500.00 this is so crazy.

I called back and made a new appointment and it is one day before the other one was.      I will be paying cash and smiling that I saved a bunch of money in the process.

MRIs and I do not get along so this time we are trying Diazepam 30 minutes before and another at the time of the test if I need it, nighttime sleep mask, and earplugs. Hopefully, I can get through it.

I am normally not claustrophobic but there is something about the MRI that really bothers me. I think it is the combination of the tunnel and the noise.

 

 

 

Navigating Health Insurance

Has anyone been through the nightmare of having to find insurance on your own and you are not eligible for medicare yet?

My husband is retiring in 7 weeks and I have to find my insurance. His will be easy enough but I am younger than he is.

The first time I checked on this early last year I made the MISTAKE of giving the online form my phone number. I kid you not by the time I pushed enter my phone started ringing and I was getting 40 – 50 calls a day.

Now all those calls are blocked one by one I got rid of them.

I have a friend who suggested Humana insurance. Does anyone else have any suggestions?

What I would like is low monthly payments low deductable and prescription care coverage.

Please no Salespeople!

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