Life is a game of chances.
Just like the lottery.
Some people prefer to go it all alone and just have 1 chance.
Others like the idea of a group or a team of 6. This way you have more chances to win.
When a group shares expenses you have more money to play with.
I will always stick with my team of people and split the wins or the losses. A team wins and looses together but best of all a team sticks together and the team is there for moral support.
Either way the team shares the expenses its much cheaper on everyone this way and I like to have more chances.
Who would want to loose it all on their own?
I love my team!