Affordable care act

The affordable care act is honestly the biggest joke there has ever been for insurance.

I do not qualify for medicare because I am to young I know I am not the only one stuck in this gap for health insurance.

The paperwork on ACA will let you know if you qualify for $400 – $800.00 a month in assistance for health insurance.

First of all has anyone ever paid $800 a month for insurance?

That’s not your part this is the part the government will pay towards your part. You will have to pay another $250.00 – $300.00 depending on the coverage you pick and if you want to use this discount you can ONLY pick a silver plan which are more expensive.

The plan I am currently looking at will cost us $275.00 a month.

Your insurance could be costing $1050.00 a month with your part and the governments part. REALLY!

Think about it long and hard before you retire from your job with good health insurance.

This year I was forced to do cash pay for a lot of my testing and even doing that it was less than one months insurance premium under the ACA.

Work related insurance can not discriminate against you for preexisting conditions. ACA plans can not hold preexisting conditions against you.

All private insurance can and will not pay for preexisting conditions but I bet its cheaper monthly than ACA plans.

This is not something people 60 and over should have to worry about. Maybe we need to lower the age of Medicare to 60.

Someone find a solution to our healthcare crisis and do not let them discriminate about pre-existing conditions. Most people take a medication for something.

Blooms

This althea has the most beautiful shaped flowers.

We had a double ruffle lavender one time I loved but the ants got to the plant and killed it.

This white one was merely a stick someone shared with me. It is in front of the house on the corner under the shade of the largest oak tree.

Her beauty adds a bright spot to the shade like a light.

The great Okra giveaway

The okra in our garden is producing about 4 x of what we expected them to do.

We have given away about 4 bushels.

We have been giving okra away to people we know and having give aways for people we do not know and we still have okra coming out our ears.

We have one lady that has gotten about 12 gallons of okra from us.

With COVID19 still going on it only seems right to do this we did the same thing with our cucumbers.

If you have a kind heart give something back to your community.

Doing the right thing at the right time could give people some HOPE and put a smile on someones face.

I will be off the blog for a few days but will be back later in the week.

Sunrise Manvel, Texas 2020

I was able to capture this picture Monday morning of the beautiful sunrise in Manvel, Texas.

Our view has no obstacles just wide open space which makes for wonderful pictures.

Every sunrise is unique its beauty & colors along with the clouds is etched in our mind as one of life’s paintings we got to enjoy.

 

Navigating Health Insurance

Has anyone been through the nightmare of having to find insurance on your own and you are not eligible for medicare yet?

My husband is retiring in 7 weeks and I have to find my insurance. His will be easy enough but I am younger than he is.

The first time I checked on this early last year I made the MISTAKE of giving the online form my phone number. I kid you not by the time I pushed enter my phone started ringing and I was getting 40 – 50 calls a day.

Now all those calls are blocked one by one I got rid of them.

I have a friend who suggested Humana insurance. Does anyone else have any suggestions?

What I would like is low monthly payments low deductable and prescription care coverage.

Please no Salespeople!

Foggy morning sketch

Lately, I have been playing a lot in the sketch options on my photo editing program.

This picture is in our pasture but across the street and I like the way this one turned out.

Some pictures work out better than others when trying this out.

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